Fast, flexible funding for SMEs.

What you need to know about Inde Credit.

We can help you address your cash flow gaps, unlock your growth potential, and focus on what you do best - providing high quality products and services.

  • check_circle_outline No hidden fees
  • check_circle_outline Quick application process
  • check_circle_outline Flexible terms and tailored repayments
  • check_circle_outline Get funds fast
  • check_circle_outline Low interest rates
  • check_circle_outline Manage your account online
  • check_circle_outline Licensed by Bank of Zambia

We will help you find a financing solution that’s right for your business.

We help Zambian SMEs and other businesses providing goods and services in the mining, transportation, construction, manufacturing, agriculture, and other related sectors.

Are you growing your business, with plans to scale to the next level? Or are slow invoice payments causing you cash flow problems? Do you need help with everyday business finance or even an agri loan? Then we can help. We can provide specialist support, funding, and expertise to help you every step of the way.

Explore our financing options

Human help, always.

We want you to be able to tell us when something’s wrong (whether that’s struggling with making your payments, trouble with your business, or something else). We want to be there for you through the good times and the bad.

If you need some extra support, we’ll do everything we can to help you get back on track. You can speak to our friendly relationship managers any time at our offices, or on the phone, or explore other options on our contact page.

We also provide tips on managing your cash flow, account and banking advice, and other useful business advice on our Guides page.

Explore our Help Centre

What our clients say about us


“Working under pressure will make you fail, but with Inde Credit you can still manage and catch up with repayments.”

George Mumbi
Munge’s Service & Supply
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“As an SME your cash flow can fluctuate. Places like Inde make it easier for people like us, who are still trying to find our feet.”

Sheila Litana
Gammy Investments
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“When they didn’t want to accept the collateral offered for Order Financing we had to talk around it. Since we had developed a relationship with them, we found a way forward.”

Jonathan Millapo
CHMS & Leonidas
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“The service at Inde Credit is better than elsewhere. You can negotiate rates with your relationship manager. Simply put, they are gentlemen - they treat me with respect and take the time to explain what I don’t understand.”

David Mensah
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